How we help with
FINANCIAL PLANNING FOR YOUR BUSINESS
“As business owners we understand your needs”
Running a business requires constant attention to your financial well-being. As a business owner, you bear the responsibility for everything, from talent management to tax obligations. This leaves little time for crucial long-term planning and financial management, which are integral to business success.
As business owners ourselves, we understand the challenges faced by busy owner-managers. We aim to provide you with a fresh perspective by examining your business through the lens of your personal goals and broader financial plans. By doing so, we help you approach areas of concern with renewed focus and clarity.
What sets us apart is our dedication to putting the focus back on what matters most to you. We begin by asking significant questions that delve into the core of your business aspirations. Why did you start this business? What are your objectives? What do you envision for the future? By exploring these fundamental aspects, we can assist you in finding solutions to the challenges that led you to seek our guidance. Whether it’s retirement planning or investment strategies, we offer personalised advice tailored to your needs.
We firmly believe that by addressing your business concerns within the context of your overall life plan, we can help you sharpen your focus and discover solutions that align with both your business and personal goals. Our aim is to provide you with comprehensive guidance that enables you to achieve success on multiple fronts.
Aspects we can help with are;
- Financial Planning
Making surplus cash holdings work harder for you
Tax efficient profit extraction - Business Protection;
Income Protection
Life & Critical Illness Cover
Shareholder Protection / Keyperson Protection - Pension Planning
Setting up Pensions
Pension contributions
Pension consolidation
Lifetime Cashflow Planning;
A key part of the planning process centres around Lifetime Cashflow Planning which helps us plan and adapt to real life events, before, during and after they happen.
We use interactive Cashflow Forecast software that allows us to help you visualise your financial future, test different scenarios and instantly understand the impact of key decisions on life events along the way.
At Oaktree Wealth Management we produce a bespoke forecast for our clients to help project the values and sustainability of your finances when taking account of your expenditure needs and assumptions around different factors such as inflation, investment returns and age at death.
If you have investable assets of £100k+, contact us for a free personalised demonstration of our Lifetime Cashflow Planning analysis.
Case Studies
Tom & Cathy
Tom & Cathy run their own business and have built up significant profits which they hold in the Company Bank Account. They approached us for advice as to whether they can make this money work harder for them as it earns very little sat in the bank account.
After reviewing their situation further, we recommended the placement of some of their profits into a suitable solution with the objective of achieving tax efficient, above inflation returns over the term of the investment. The funds also still accessible if they needed them which suited their situation.
Alison
Alison runs her own Business and approached us for advice in connection with helping her reduce her Corporation Tax liability. We reviewed her business finances and advised her on a number of areas she could reduce her Corporation Tax. This involved;
- Setting up a Pension to accept lump sum and regular contributions from the Company.
- Setting up a Life Cover policy through the Company that could pay a death benefit to her family.
- Setting up other types of Business Protection such as Shareholder Protection, Keyperson Insurance and Income Protection.
Alison was very happy with the results as we reduced her Corporation Tax liability by £8,000.
Become our next success story
Send us a message and start your journey to financial freedom today.